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A VIN can be helpful to five important groups

A vehicle identification number (VIN) is to a car what a fingerprint is to a person — a unique identifier. Its uniqueness makes it easy to track who owns, or has owned, any given vehicle. Here are five important ways VINs can be helpful.

1. A VIN can help people buying a used car avoid unscrupulous sellers.

While the far majority of sellers are legit, it’s good to be cautious. A VIN decode service can determine whether a car has been reported as flood-damaged or declared a total loss, in which case it may have structural and safety issues. The used car seller might tell the buyer the car was only driven by grandma to church on Sunday when, in truth, it was once declared a total loss. The fact that each VIN is unique makes it easy to track down this information. Running a check of the VIN before plunking down top dollar for what is a highly flawed vehicle can save a used car buyer a lot of many and more than a few headaches.

2. VINs helpful law enforcement determine ownership.

A VIN can verify rightful ownership. If a car has been stolen, repainted and resold, the VIN is the only thing that can provide proof that the current owner of the vehicle is not its rightful owner. What about the thief who steels a car and scrubs the vin? Because a VIN uses one of its unique string of 17 characters as a security key, law enforcement can also tell if someone has tampered with it.

3. VINs provide helpful information to car enthusiasts and collectors.

Because the VIN authenticates the vehicles date and place of manufacture, a check VIN number service can assure a collector he’s getting exactly what he’s paying for.

4. VINs help carmakers pinpoint production problems.

Because the last six characters in a VIN show a vehicle’s location in a production run, it can be used to pinpoint where in the run a problem has occurred. If a manufacturer produces 300,000 units of a certain model, and there was a problem with 20,000 of them, it can use the VIN to save it from having to recall or repair all 300,000. That saves the manufacturer and its dealers a lot of time and money.

5. VINs allow mechanics to understand a vehicle’s history.

Service and repairs conducted outside of a dealer network can by tracked when these outside sources record the VIN of every vehicle they work on. It only takes a quick car history search to find out what repairs have been made on a vehicle and how well it has been maintained.

A VIN has many useful qualities. It was wise for industry regulators to require that all vehicles built in North America since 1981 have one. For more information, you may want to consult with CarProof for their resources and insights.

MINI Cars are Compact, Powerful and Efficient

All of the MINI Cooper models are equipped with turbocharged engines that come with the TwinPower technology. The three-cylinder engines are capable of producing slightly more than 130 horsepower and over 160 lb-ft of torque. The four-cylinder engines are engineered to whip out more approximately 190 hp and 200 lb-ft of torque. Some of the I-4 engines include twin-scroll turbochargers that increase the net output to about 230 hp and 260 lb-ft of torque. Compared to naturally aspirated engines with similar displacements, the TwinPower engines are a lot more powerful.

Dynamic Handling

A six-speed manual transmission system is usually paired with the three-cylinder TwinPower engine. This conventional transmission offers a truly personalized selection of gear sequences for daily driving. An automatic transmission with six ratios is compatible with the three-cylinder engine and four-cylinder engine. Some premium MINI models may be equipped with an eight-speed automatic transmission that’s optimized for smooth shifting in gears on highways.

You may customize the powertrain of a MINI by using the Driving Mode function. For example, the Green Mode should be turned on for an economical drive on an open road with little traffic. This efficient mode can significantly improve the fuel economy of used cars. The Sport Mode increases the responsiveness of the steering and throttle in order to boost performance at fast speeds. A multi-link rear suspension is another standard feature that enhances the ride on any track. When equipped with the Dynamic Damper Control, a MINI car is unlikely to get shaken up by rough roads. You can find more information online.

Digital Technology

When shopping for MINI Cooper models at car dealerships, customers have plenty of options when it comes to digital technology. Integrated into an oval console that has an 8.8-inch high-resolution display, a GPS navigation system delivers precise directions in real time. Google applications are seamlessly included in the navigation software. Entertainment options in MINI cars include SiriusXM Satellite Radio, Spotify and AM/FM channels. Some models are available with a Harman Kardon sound system that includes a total of 12 speakers. Scanning radio channels should be easy with the signature MINI Controller that has an ergonomic design. Integrated into the front windshield, a head-up display (HUD) shows real-time information from the audio and navigation systems.

Active and Passive Safety

The Dynamic Stability Control is a standard active safety technology in MINI cars. This traditional installation works in sync with the Electronic Brake Force Distribution and Anti-Locking Brake System. The Cornering Brake Control also improves handling on curved roads. Select models are equipped with up to eight standard air bags that provide great protection during accidents. A rollover protection system automatically deploys the side curtain air bags. Some trims have engine blocks that break away during a front crash in order to mitigate damage to the cabin.

Which Ford Model Suits Your Lifestyle and Demands?

Canadian drivers who want powerful and reliable new cars will find plenty of options at Ford dealers. Customers who search for fast sports cars should check out the Mustang and GT Supercar. Those with a need for strong pickup trucks should explore the F-150 and Super Duty. Car dealerships that carry the Transit Connect van appeal to business people who want to enhance their commercial fleets.

Sporty Performance

The Ford Mustang is an iconic pony car that comes in a lineup of 10 sporty models including three convertible trims. Available with four engines, this muscle car is optimized for fast cruising on the highway. The turbocharged 2.3 L EcoBoost engine generates an impressive output for its compact design. The 3.5 L Ti-VCT V6 offers a good combination of power and efficiency. Two V8 engines are also available for optimum performance. If you’re looking for a car that’s even more agile and versatile than the Mustang, then check out the GT Supercar. This racing-inspired vehicle has a sleek and aggressive profile that cuts through the air with minimum drag. Powered by the turbocharged 3.5 L V6 EcoBoost engine, this two-seat car gets up to 647 horsepower. Made from lightweight aluminum and carbon fiber, the GT Supercar is one of the fastest sports cars on the global marketplace.

Powerful Capabilities

The Ford F-150 pickup truck is available in seven models that are ready to take on light-duty tasks. This model offers a powertrain lineup that includes five engine options. With a displacement of only 3.5 L, the High-Output EcoBoost V6 engine generates an impressive output of 450 hp and 510 lb-ft of torque. Offering nearly 390 hp and 390 lb-ft of torque, the 5.0 L Ti-VCT V8 engine also boasts solid capabilities. If you need to pull off demanding tasks, then you might want to upgrade to the Ford Super Duty. This heavy-duty truck can run on a V8 gas engine or V8 diesel engine. With a towing capacity of more than 20,000 pounds, the Super Duty can easily haul fifth-wheel trailers and other bulky attachments. The vehicle’s spacious spray-in bed is also strong enough to support a payload of more than 3,000 pounds. The F-150 and Super Duty are available with various packages that improve towing. For example, a sophisticated rear camera system can be installed to provide a wide-angle view of an attached trailer.

Commercial Operations

Customers who look for car leasing options on an affordable commercial van should check out the Transit Connect. This versatile model is available in various seating configurations that can accommodate seven passengers. Sliding doors allow people to quickly enter into the second and third rows without hitting other parked vehicles nearby. The car’s interior also has plenty of space for common cargo such as packages and boxes. The business-friendly Transit Connect is equipped with the Telogis Telematics technology that’s designed to handle logistical operations.

Four Ways to Save Money on Your Car Insurance

If you’re like many people, you are likely paying too much money for your car insurance. The good news is that there are several ways to save money on your policy. The following are four ideas to help you with car insurance quotes.

Review your current policy
Before you quote on a policy, you need to look at your current coverage to make sure that you are not over insured. Your current insurance provider is not going to ask you if you want to reduce your coverage, but the fact is, you may have too much coverage. This is most common if you have paid off your car, but you are still carrying full coverage because it was required by your finance company. Review your policy, then decide on what coverage you need.

Make sure you inquire about discounts
If you are not sure what discounts you qualify for, then ask. When getting a quotation for car insurance, a company will not know what discounts you qualify for, so you are likely to get a quote without all of the discounts you are entitled to. If you inquire first, you may get a list of discounts and then you can get a quote that reflects these discounts. If you get a quote without any discounts, you can always ask for a second quote with the discounts included.

Quote several companies
This should be obvious, but too often people do not get enough quotes for a policy. In fact, many people pay too much for their car insurance because they don’t bother to get any quotes at all. They stick with their present insurance company, no questions asked. Not only should you get several quotes, but you should also request quotes from independent insurance agencies. Although they are often seen as being a middle man, they can offer lower cost premiums than going direct to an insurance company. They are also good at finding the best fit between your needs and a low cost policy.

Be careful with bundled packages
You may come across advertisements on the Internet about saving money on your car insurance by bundling it with your homeowner’s policy, but you need to be careful. Although it is possible to save money, it is not always true. It depends upon the insurance company. Often, an insurance company will offer a discount on your car insurance, but their premiums may be higher than other companies to begin with, so you don’t save any money. Always pay attention to the numbers for each quote and do the math to determine your savings. Ignore the sales pitch.

The ideas listed above in mind will help you save money on car insurance. In addition, you do not have to wait until your present policy expires to buy new insurance, so there is no reason to delay getting new car insurance quotes. You can start saving money right away. .

Finding the Best Deal on a Jaguar

 

For those who want a high end car to show off to their friends or family members, a Jaguar may be atop their wish list. The good news is that you can acquire one without having to go over your budget or without spending too much on features that you may not want or need. What are some good ways to save money on a new or used Jaguar?

Comparison Shop Online

The first thing that you want to do is comparison shop online. Doing so via the internet allows you to look at prices from a local car dealership, dealerships in other cities as well as peruse private listings. In many cases, you can find the best prices on any type of vehicle when you buy from a private party. However, it may be harder to get financing, which is why most people ultimately decide to buy from a dealer.

Should You Buy or Lease?

Typically, you can only lease cars from the current model year or from the model year immediately preceding it. However, it may be possible to lease a luxury vehicle even if it may be more than two or three years old. This is because they hold their value longer, and a dealer may rather see the car be leased than sit on the lot where it takes up space. Lease deals may be preferable because you generally get a lower payment as well as the opportunity to transfer a lease if you ever want or need to get out of it early without penalty.

What’s Your Credit Like?

A buyer who has good credit is likely to get a lower interest rate on any loan that he or she takes out. It may also be easier to better lease terms if you happen to have good credit. Car buyers may be able to get a 0 percent interest rate through a private lender or from a dealer if they have any special promotions at the time of the purchase.

Do You Have a Down Payment?

If you have a significant down payment, it may be possible to negotiate a lower price on the car itself. This limits the amount that you need to borrow as well as the amount of interest that you will ultimately pay on the loan. Therefore, it may be in your best interest to consider paying with cash if at all possible.

Jaguar is one of the top car brands in America and throughout the world. Owning one is a status symbol that may improve your standing among your peers or among clients who you may be trying to solicit an investment from or otherwise want to partner with.

Preparing for a New Car

 

A new vehicle purchase is a huge venture, so you have to make sure that you take the appropriate steps. Never buy a car on a whim because it could end up costing you much more than what you bargained for. The Following are four steps you should take before you make that purchasing commitment:

1. Go Over Your Finances

The first step you must take before you make any new purchase is to inspect your finances. You may want to purchase a new car, but make sure it is feasible before you go ahead and do it. Make sure you will have enough money left over after you pay your car payment to eat and otherwise survive. You’ll need to submit a decent down payment, as well. The down payment is what lowers your monthly payments and makes them affordable. Speak with a financial advisor if you need assistance with calculating your disposable income.

2. Choose Your Vehicle Strategically

You must choose your vehicle in a way that it maximizes your potential. Choose a vehicle type that can help you to make a living or achieve something that you need to achieve. For example, you should look for a pickup truck if you are a contractor who needs to carry tools. An economy vehicle will work well for you if you are a heavy commuter or a frequent vacationer. A luxury vehicle like a Lexus would be great for you if you are a business person or someone who needs to entertain high-end customers.

3. Clean Up Your Financial Profile

The next thing you’ll want to do is clean up your financial profile. That means your credit profile for the most part. Get a copy of your credit report by asking the bureaus for it. A credit report is free, and you can view it instantly. Dispute any charges that you do not recognize or anything that is supposed to come off of your report. Get your score up as high as possible before you visit the car dealerships looking for a car.

4. Research the Vehicle

Finally, make sure you conduct thorough research on any vehicle that you consider buying. Check auctions, classified sites and sites that have tools you can use to estimate the value of your vehicle. Make sure you know the prices that you should expect the dealership to charge before you go in and visit. Be prepared to negotiate. Never settle for the first price that the dealership gives you. Remember that you do have options and the sale does not have to occur today. Take your time and get a deal that you truly want. Be happy with your new Lexus.

Overview Of The 2016 Toyota Tacoma Truck

The Tacoma has jokingly been called the “gateway drug” to small truck ownership. It’s true that over the last 20 years of Tacoma history – not to mention the previous years when the trucks were called merely “Pickup” – the company has done its level best to addict buyers to their products through an enviable mixture of toughness, durability, and value. The pickup is what sold the world on the brand, drawing customers to Toyota car dealerships everywhere.

An All-New Tacoma

For 2016, the company offers an entirely redesigned Tacoma. It retains the virtues people expect in a truck, while introducing some welcome refinements:

  • The long-lived 4.0 V6 in last year’s Tacoma is history. The all-new V6 powerplant features variable valve technology that allows it to leverage the advantages of the Atkinson cycle. A considerable percentage of a traditional engine’s power is used to compress the fuel-air mixture in the cylinders. The Atkinson cycle allows the intake valves to stay open until the moment of ignition, reducing wasted energy. The end result: a 3.5-liter, 24-valve V6 that produces a hard-charging 278 horsepower, with noticeably improved fuel economy.
  • The V6 also now features a D4S fuel injection system. D4S combines both direct and port injection, thus keeping the intake tract cleaner than direct injection by itself would, while still delivering improved power and efficiency over a port-only setup.
  • A new electronically-controlled 6-speed automatic transmission will likely be the choice of most Tacoma buyers, and for good reason: The top two ratios are deep overdrives, making for increased fuel economy and relaxed highway cruising.
  • The improved structure features extra use of sound-deadening materials and high-strength steel, putting this pickup truck closer to most new cars in terms of comfort and noise level.
  • A crawl-control system on the automatic-equipped 4X4 models enables amazing feats of off-road mastery, even in the hands of a novice.
  • The interior has been entirely redesigned for maximum comfort in line with what drivers of new cars expect

The GoPro Advantage

The feature that’s most likely to gain attention from visitors to car dealerships seems minor, but illustrates what’s kept Toyo at the top of the pickup game for decades: All Tacomas now feature GoPro camera mounts as standard equipment. Toyota executives noticed many users mounting GoPro cams on their trucks during off-road adventures. They figured they could do it better, with more attention to safety and function. It was an opportunity to offer customers increased value.

That one example of attention to detail and responsiveness to customer needs is why Tacoma will continue addicting people to Toyota trucks, just as it has in decades past.

Most Popular Honda Cars in Canada

Honda is a popular auto brand throughout North America. Consumer research indicates that people tend to buy this make because of the total cost of ownership: low sticker prices, excellent fuel mileage and best-in-class durability and warranties. Owners of these vehicles tend to be loyal as well, and Honda dealships indicate a high rate of return customers who turn in their current car in for a newer Honda. Based on sales numbers and Internet searches, let’s look at the five most popular models in Canada.

1. Civic

The Civic has been among the most-sold models in its class for decades and an annual best seller at most Honda dealships. The 2016 model is proven to be particularly exciting because the model has undergone a major redesign. The core Civic elements are all there, but it now features a more modern look that the automaker calls “daring” as well as turbocharged power and a stylish interior that’s been outfitted with technological advancements like a backup camera and USB ports.

2. Accord

The Accord is another Honda best seller, and the automaker made a big change with the 2008 model where it was transformed from a mid-size to a full-size sedan. This helped distance it from the Civic and better position it in the market. The Accord is a bit more expensive than the Civic, but it also fits the needs of a growing family better, and it’s not unusual for people to upgrade to an Accord from a Civic.

3. CR-V

The CR-V is a popular crossover SUV that provides ample passenger and cargo space without the inefficient fuel usage of a full-size SUV. The CR-V has been on the market since 1995, and it’s not only an excellent family car but one that suits an outdoor life and bad weather driving. The model also has an exceptional safety record within its class.

4. Pilot

The Pilot is an alternative to the CR-V for drivers who want a little more SUV in their crossover. The Pilot features roomier seating in the back that’s more suitable for adults. It also features a number of clever storage solutions as well as fold-down rear seating, and the Pilot has some engine upgrade options that aren’t available on the CR-V for those who need to tow a boat or camper.

5. HR-V

The Honda HR-V is the smaller brother of the CR-V. It’s been very popular for years in Japan before being brought to Canada and U.S. due to rising fuel prices. Fuel performance isn’t the only reason to buy an HR-V. Some people just prefer the agility and more compact nature of this vehicle. The HR-V is a perfect for a young couple who want cargo space but less so than the CR-V for the full family.

Cash loans

All About Quick Cash Loans Online

Online cash loans are a solution for many people when they are faced with a financial crisis. When you need a loan fast, online lenders are faster than traditional loan methods. Most online lenders do not require you to have good credit. You will need a checking or savings account, paycheck receipts and bank statements for the past 30 to 60 days. Many people would rather turn to quick cash loans online instead of asking friends or family for money.

 
Advantages of Online Cash Loans

Most people turn to online lenders when they don’t have the money for rent, groceries, or other essentials for living. Be sure you can pay the loan back before you apply. Be aware that online cash loans will charge you more for interest since these are meant to be short-term loans. Most online applications are approved or denied within minutes. You will often get the cash in your bank account the next business day if you are approved.

If you are sure you can pay back the loan, then online cash loans can be a positive experience. Many people are too embarrassed to ask friends or family members for money when they are in a financial bind. If you pay back the loan on time, then you will have established credibility with the lender in case you are in a financial bind again.

 
Compare Lenders

There are many online lenders competing for your business. Compare at least three lenders before making a loan decision. If you do not have good credit, then there are title loans available for people who qualify. You must have a checking account or clear title to your vehicle. Interest rates and fees vary according to each lender.

 
Improve Your Credit Score

There are credit counseling agencies located throughout the country that will help you manage your finances and pay off debt. It is important to pay down your debt so you can start a savings account for future emergencies. Ask your bank or financial institution about a secured credit card. Make regular payments on time and you can greatly improve your credit score.

 
Alternatives to Online Loans

There are alternatives to online loans for some people such as credit card advances or loans from their credit union. Alternative funding sources will likely cost you less money in interest for a loan. You can also ask your employer for an advance with payment installments. If you must take out an online loan, then start a savings account for the future. There are small ways to find extra money each month if you set up a budget and stick with it. A budget should not be too restrictive or you will likely not stay on it.

Five Effective Ways to Lower Your Car Insurance Payment

The economy is currently in a horrible state. Therefore, consumers are trying to cut their bills as much as possible. Automobile insurance is one area that residents can try to cut the costs. The consumers can take several steps to reduce your car insurance quote to a level that works best for the budgets.

The following are five tips that usually work quite well:

Boost the Deductible

A consumer can reduce the monthly payment of car insurance in Ontario by boosting the deductible. The deductible is the amount of money that a consumer has to pay before the insurance company invest any money into fixing the repairs and damages. The larger the deductible is, the smaller the premium is. insurance companies have different caps on their deductibles. Some will allow a person to choose a $2,000 deductible, and others will go higher than that. Changing the deductibles can make a huge difference in the bill.

Remove Comp & Collision

Removing comprehensive and collision coverage can save a person a pretty penny on the insurance, as well. Most finance companies require the borrower to pay for full coverage. However, a consumer can remove comprehensive and collision coverage if that person owns the vehicle.

Clear the Extras

Another step that a person can take to reduce the premium is removing any extras that he or she may find on the policies. Extras such as rental reimbursement and roadside assistance may give the person some relief on the monthly premium. The person can cancel those options if he or she is pressed or facing severe financial problems.

Sign up for Auto Pay

Auto pay is a feature that allows a consumer to pay the monthly premium automatically. The system keeps the credit card number on file and charges it every month for the premium. The consumer receives a small discount for signing up for such a thing, as well.

Notify Insurance Company of Security Features

Finally, the consumer can reduce the cost of the car insurance by notifying the insurance company of any safety feature that he or she did not realize was on the car. Safety features will qualify a customer for huge discounts on the premium. Airbags and alarm systems are two of the most common features that will get a discount for a consumer.

A customer can tweak the insurance policy until it starts working. The person may be able to do it online without having to ask an agent to change anything.

Filter

How Do Filters Work

How does an industrial filter work? Your automobile has an air filter and oil filter. Even your air conditioner has its own filter. Learn how bag filters can improve your work place indoor air quality.

How Does an Industrial Filter Work?
Soil, water and air are full of many different chemicals, compounds, metals and contaminants. Some are harmless and some are harmful. Filters are used in nearly every function you can imagine; your wife uses a type of filter (a strainer) to separate water from pasta.

The goal of a filter is to separate particles of different sizes from the material flow. The goal of an industrial filter is to remove potentially harmful substances from machines, equipment or vehicles. This filtration prevents any hazardous foreign contaminants from harming the workers.

Types of Filters
California gold miners in 1849 used a type of filter to strain the gold from the sand in the streams and rivers. Warehouse filters might be used to remove imperfect materials to create a higher quality finished product. Here are the primary industrial filter types:
– Air
– Bag
– Cartridge
– Gas
– Hydraulic
– Panel
– Strainer

The high efficiency particulate air (HEPA) filter uses a mesh membrane to remove dust, bacteria and debris particles. Bag filters might be used to remove contaminants of a certain size from a medium. The cartridge is flat or cylindrical and removes sediment from liquids.

Gas scrubbers are used on dry or wet gaseous streams. Hydraulic filters might be used for oil- or water-based liquids. Air conditioners use panel filters. Sinks use strainers.

Are Bag Filters Effective?
Scientists understand that during chemical processes, certain solids, liquids or gases will be emitted. In many cases, scientists even know the exact chemical content of such emissions. Bag filters can be used to remove large solids from liquids or harmful airborne contaminants from liquids or gases.

During bag filtration, the gas or liquid flows through the filtering membrane. Larger harmful particles become trapped and stuck in the bag. The bag can then be removed from the machine, cleaned or tossed to get rid of the harmful contaminants.

The bag filter comes in different sizes, shapes and micron ratings (what size particulate it traps). Thus, if you want to improve your workplace, determine which hazardous air contaminants you want to trap and purchase the bag filter with a micro rating for that hazard.

Choose the right type of filter to deal with the harmful contaminants at your work site. Stay ahead of the game, by using an air pollution control device to improve your factory indoor air quality.

Used Car

Top 6 Used Car Buying Tips For Canadians

Used Car
What is the “state of the union” for Canada’s industry of used cars? Well, it depends on whether you’re a buyer–or one of many car dealerships. That said, let’s go over some used car buying tips for those Canadians.

First of all, it’s not that simple for Canadians to get useful information about buying used cars in their own territory or province. As most of the web sites originate in the U.S. with sponsorship by car dealerships and auto part and service companies, not too much in the way of information is available–that is until now. Here are our top six tips of advice for buying used cars in Canada.

1. Deal With Canadian-oriented online sites–assuming your intentions are to go buy your used car in Canada. Some of the newest online sites dedicated to auto parts and service and really anything auto-related even have their content published in both French and English.

2. Know what the conversion rate is from U.S. dollars to CAD. Take a calculator converter with you if going into car dealerships.

3. If you have a leased used car, then don’t lease. Currently, Canada has several “lease breaking” online help sites waiting to get you out of that lease–legally.

4. There are several U.S. companies that are now selling warranties in Canada, so check these out as well as Canadian companies.

5. Prepare yourself by getting as much pricing information as possible–before going to any car dealerships. And be sure to get the dealer invoice price, rebates and manufacturer’s price instantly online. Having this information in a folder when you go to a showroom helps getting the lowest price on your new, used car.

6. Do your homework, research and don’t plunge into anything. Resisting intimidation tactics and letting the car dealer know that you’re about to “walk” may give the salesmen room for re-thinking the strategy for making a sale. Especially helpful is to spend a few extra dollars to get the car’s vehicular history from an online source.

Taking advantage of the dynamics of data and information web sites about vehicle usage and previous owners, accidents, auto specs, discounts, a car’s quality and overall performance since it was first manufactured, will give a buyer even greater leverage against dealership tactics.

The used car dealer industry in Canada is really big business: a business big enough to generate over C$8 billion, 14,172 employees and 7,809 businesses. This includes cars, light trucks, SUVs and vans as well. Aside from this, auto parts and services, car loan financing and auto insurance side industries have also emerged.

Today, being that it’s growing exponentially, Canada’s used car industry has more than enough reasons to offer you the buyer generous advice and tips on your next used car purchase. Choose wisely.

Auto Parts

Tips For Buying Auto Parts Online

Auto Parts
If you have experience buying and searching for parts online you would say that is the best thing since sliced bread. No need to drive around or call around to the local auto parts stores, unless of course you need a part immediately. The internet has made it easier than ever for consumers to shop and compare prices when buying auto parts online. Not only can the shop prices they can read customer reviews from satisfied or dissatisfied customers who have purchased the same product and henceforth make more educated buying decisions. However, if you’ve never taken the dive into the inter webs in search of a specific part, you may find it a bit intimidating. Fear not, follow these tips and you’ll be ordering and receiving your part by the end of the work week.

Know Your Vehicle’s VIN
I’m not saying to memorize it but having it handy can absolutely expedite the part search process. Typically a parts site will make you choose your vehicle’s year, make, model, engine and trim package. Entering your VIN will auto populate all of those fields, quickly taking you to pages with parts for your vehicle only. Many people didn’t know that their vehicle VIN is actually on their proof of insurance so look there first. VINs are also located on the inside of the driver side door near the door latch and on the driver side of the windshield visible from outside the vehicle.

Read Some Reviews
As mentioned in the intro, consumer reviews are one of the biggest advantages to online shopping. The reviews you’ll be looking for aren’t about the part itself, though. Read reviews that talk about customer service and speed of delivery, those will be a good indicator of how to expect your transaction to go in case, God forbid, the wrong part(s) are sent to your door. Spending money is always a more pleasant experience with friendly and willing customer service. Read at least 10 reviews to get a solid sample and make your decision based off of that.

Shop Around, Open Multiple Tabs
Be sure and look at where parts dealers are located, though many will ship internationally you might pay more for shipping. If you were in Canada a good search would be “auto parts Canada”. Your web browser likely has the capability of opening multiple pages simultaneously by using new tabs. This is a great way to price shop. Locate your part, add it to your cart and then go open a new tab and to the same thing at a competing website. By looking at the cart totals you can see who has the best product and shipping prices.

How Location Can Affect Your Car Insurance

There are many characteristics that go into how much you will be charged for car insurance Ontario, including age, gender, vehicle and location. You can’t change your age or gender, but both remain factors. You can change where you live, if you want cheaper car insurance rates. What are the most expensive cities for insurance in Ontario?

Car Premiums Set By Location
Have you ever wondered why companies ask where you live on your automobile insurance application? It is because insurance actuaries have boiled down the risk assessment for each geographical location. The number of accidents, thefts and claims for each city is compared to the overall average for the province of Ontario.

The insurance quote is based on how far away from the mean, each city’s accident total is. Generally, the concentrated urban centres will have higher accident figures. More traffic increases the odds of accidents.

What are the five cities with the highest insurance premiums in Ontario?
Ontario is one of the most important business centres for Canada. Ontario has the highest auto insurance rates in the country. Here are the five cities with the highest car premiums in the province of Ontario:
1. Brampton
2. Woodbridge
3. Vaughan
4. Toronto
5. Mississauga

These cities have higher insurance rates due to traffic congestion and vehicle theft rates. There were more insurance claims from these five locations.

Should I move?
Each neighborhood has its own quality of life. It only makes sense that the larger urban cities will have higher claims figures. That does not mean that the neighborhood is bad, it just means that there is more activity.

When you are considering “where to live,” you might add car insurance Ontario to the criteria. If you can find similar properties in adjacent cities, then the city with cheaper car insurance might be the best decision. The insurance quote can also reveal potential traffic problems or vehicle theft problems.

Car Storage
You also might want to consider where you store your vehicle, in terms of the automobile insurance premiums. Some might keep their classical cars at a storage facility in a neighborhood with a high insurance rate. Just be aware that there may be a higher incidence of theft in that locale.

Car insurance is one of the necessities of life. You will need to include this in your monthly budget. When you are searching for the ideal place to live, just keep it in the back of your mind. Brampton may have the highest car premiums but it might also offer a higher quality of life.

Six Top Used Car Buying Tips For Canadians

What is the “state of the union” for Canada’s industry of used cars? Well, it depends on whether you’re a buyer–or one of many car dealerships. That said, let’s go over some used car buying tips for those Canadians.

First of all, it’s not that simple for Canadians to get useful information about buying used cars in their own territory or province. As most of the web sites originate in the U.S. with sponsorship by car dealerships and auto part and service companies, not too much in the way of information is available–that is until now. Here’re our top six tips of advice for buying used cars in Canada.

1- Deal With Canadian-oriented online sites–assuming your intentions are to go buy your used car in Canada. Some of the newest online sites dedicated to auto parts and service and really anything auto-related even have their content published in both French and English.

2- Know what the conversion rate is from U.S. dollars to CAD. Take a calculator converter with you if going into car dealerships.

3- If you have a leased used car, then don’t lease. Currently, Canada has several “lease breaking” online help sites waiting to get you out of that lease–legally.

4- There are several U.S. companies that are now selling warranties in Canada, so check these out as well as Canadian companies.

5- Prepare yourself by getting as much pricing information as possible–before going to any car dealerships. And be sure to get the dealer invoice price, rebates and manufacturer’s price instantly online. Having this information in a folder when you go to a showroom helps getting the lowest price on your new, used car.

6- Do your homework, research and don’t plunge into anything. Resisting intimidation tactics and letting the car dealer know that you’re about to “walk” may give the salesmen room for re-thinking the strategy for making a sale. Especially helpful is to spend a few extra dollars to get the car’s vehicular history from an online source.

Taking advantage of the dynamics of data and information web sites about vehicle usage and previous owners, accidents, auto specs, discounts, a car’s quality and overall performance since it was first manufactured, will give a buyer even greater leverage against dealership tactics.

The used car industry in Canada is really big business: a business big enough to generate over C$8 billion, 14,172 employees and 7,809 businesses. This includes cars, light trucks, SUVs and vans as well. Aside from this, auto parts and services, car loan financing and auto insurance side industries have also emerged.

Today, being that it’s growing exponentially, Canada’s used car industry has more than enough reasons to offer you the buyer generous advice and tips on your next used car purchase. Choose wisely.

The benefits of buying a new car

Anyone who spends time on the road is often in need of a new vehicle for reliable transportation that is comfortable. Although there are many different makes and models available, drivers have to decide if they want to purchase a new or used vehicle. When you’re beginning the car shopping process, there are a few benefits to purchasing new cars.

Warranties

A new car can offer peace of mind to the driver with the warranty that is available. Warranties are effective for the first few years that the vehicle is driven or up to a certain amount of miles. This can make it easy to save money on repairs or maintenance that is needed if any mechanical issues develop. Warranties that come from the manufacturer for new vehicles are also free compared to warranties that are available with certified pre-owned cars.

Reliability

New cars that are available at car dealerships offer a high level of reliability compared to older makes and models. The new parts and components of the vehicle allow them to run more efficiently and will make it easy to avoid costly repairs that can increase how much you pay to own the vehicle. This can also allow you to avoid paying for auto parts and service in the first few years of owning the car.

The vehicle will also be in better condition with less wear and tear that has developed from previous owners. You won’t have to worry about dents, scratches, or fading on the seating.

Customized Features

Purchasing a new vehicle means that there’s more freedom for the buyer to choose specific features that they want on the car. You’ll have the option to have a made to order vehicle that allows you to choose the interior and exterior color of the car, in addition to extra tech products that can be included. The car will be specific to your preferences instead of settling for a model that can’t be customized.

Higher Level of Safety

New vehicles are known for following the latest safety standards in the industry due to laws that are becoming more strict over the years. You can enjoy having stability control, tire pressure monitoring, and new technologies on the latest models that have recently been released. This can reduce the risk of injury or death if you’re involved in an accident in the future.

When you’re ready to look for a new car to purchase, there are a number of benefits to purchasing one of the latest models on the market. You’ll not only get to enjoy the new car smell but can also drive a reliable vehicle that will increase your level of comfort while spending time on the road.

Reasons To Buy A Car Through An Online Dealership

The number of cars sold in the last year was up by 5.7 percent when compared with previous figures. This means more than 1.6 million vehicles were sold. Some of these sales occurred partially or fully through online dealerships. These types of dealerships are relatively new and offer consumers a range of options that are not available in traditional brick and mortar locations. Anyone who is thinking about buying a car through online car dealerships should understand some of the advantages.

Selection

One of the largest advantages of buying a car online is selection. Online dealerships often have a much larger selection of vehicles available. This is sometimes because multiple dealerships are grouped together in a single website. It also sometimes occurs because dealers can offer cars that are not directly on the lot or that are stored in a warehouse. The selection often includes both new and used vehicles. Buyers will have a much easier time finding the exact right car for a family.

Cost

Shopping for a car online frequently lowers the cost when compared to traditional brick and mortar dealerships. One reason for this is that online car dealerships have lower overhead and can pass the savings on to customers. Another way that buying a car online lowers cost is through comparison. It is very simple to look at multiple websites at the same time to find the dealership with the lowest prices. It is equally easy for dealerships and manufacturers to advertise different sales and discounts to lower the price. This is not always possible when physically traveling between dealerships.

Convenience

Buying a car online is much more convenient for busy families than spending hours at a dealership in person. The websites operate 24 hours every day. This means the family can look at cars in the evening or early morning without having to take time away from work. Many car dealerships list all vehicles available across multiple locations on the website. This saves time and gas that might have been spent driving between different lots just to look at the selection. Online dealerships are also convenient because there are no crowds. The family can take all of the time necessary to look through the vehicles for sale and make a decision.

Financing

Some online car dealerships make buying a vehicle very easy by including tools on the website that are not available to people walking around a lot. One of these is a financing tool. This allows a person buying a car online to look for financing in the comfort of the home without leaving the website. This helps a person to know exactly how much is available to spend on a vehicle. Some websites even allow consumers to compare different financing options so that it is possible to get the best rates.

Searches and Customization

The newest technologies are allowing online dealerships to provide buyers with search and customization tools. Some search tools give consumers the power to narrow down the selection of cars based on very specific features like seating, safety options or fuel efficiency. Manufacturers make tools available that allow a person to quickly change the colors and features of a custom car. This often includes a three-dimensional (3D) preview of what the car will look like once it has been customized. This makes buying a car online fun and simple.